Attention homeowners in Vancouver and Clark County: Get an Appraisal today!

Check out the top 7 reasons WA homeowners need DCH Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to lower a mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in Clark county or WA by determining the true market value of property in question

Do you own a home in or near Vancouver? Do you need help deciding the value of your real estate?
Contact DCH Appraisals.

At DCH Appraisals, we understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at DCH Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to cancel PMI

An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. DCH Appraisals is experts in helping homeowners just like you delete unneeded PMI insurance.

Challenge Clark county's assessment of your property

Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from DCH Appraisals is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. DCH Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? DCH Appraisals can help you with that. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.